Credit by check credit in check
The provider Best Bank Credit can look back on 40 years of experience in arranging loans. In addition to the instant loan, Credit Bureau-free loans and small and real estate loans are also included in the product portfolio .
You receive the instant loan with loan amounts between 1,000 and 100,000 USD. The terms can be chosen from 12 to 120 months. Depending on the creditworthiness, the annual percentage rate is between 3.90% and 15.99%.
Requirements for a credit via receipt credit
Bon credit generally promises a high level of acceptance for loan applications, but the following requirements must always be met:
- Minimum age of 18 years
- Permanent residence in Germany
- Regular income as an employee, civil servant, pensioner or self-employed
A complete Credit Bureau file is not absolutely necessary to obtain a loan. Basically, Best Bank Credit first tries to arrange a loan that depends on the Credit Bureau score. If this is not possible, the desired loan amount can or must be adjusted. Loans without Credit Bureau entry are only paid up to 50,000 USD with Best Bank Credit.
How do I get a loan from Best Bank Credit?
First of all, you have to fill out an online form by formulating your loan request and providing information about yourself and your financial situation. If there is no problem with your loan request for the banks in question, you will receive an offer from Bon-Credit within 24 hours. If further negotiations are required for the agent, the commitment can take 2 to 3 working days.
Once you have received the loan offer, you must send the signed contract together with proof of your regular income.
Repayment & repayment on receipt of credit
As part of the application, you can select a desired rate model. How the exact terms and rates ultimately turn out depends on your creditworthiness and the offer that the banks can offer you.
When you request a loan, you can also specify whether early repayment should be possible. Accordingly, it depends on the final loan offer whether special repayments are possible and are free of charge.
Together with an installment loan, you can take out residual debt insurance with Best Bank Credit. This will protect you or your relatives in the event of unemployment, incapacity for work or death.
The specific offer is based on the partner bank that provides the loan when brokering. That is why Best Bank Credit does not work with just one insurance partner, as is the case with banks. Taking out such insurance is basically optional.